Tuesday, February 28, 2017

Fraud Prevention Month

Wadda.

It's almost March. WHAT! You know what that means. It's Fraud Prevention Month! Last year I wrote about a fraudster in the GTA car community (his picture remains attached), and last I heard, he got arrested for causing a disturbance/threatening others, and his GTR got pretty damaged when they were towing it. Let's hope he gets thrown in jail for defrauding so many people. The day will come.

It was also revealed Manulife was the company/bank behind the hefty fine for not reporting over 1,200 transactions of $10,000 or more in funds with one customer, who turned out to be a fraudster as well (selling counterfeit medications). He is now currently in jail in the USA.

There are so many stories of fraudsters in this day and age. Anywhere from random people calling you that you've won an expensive trip, to the CRA demanding money from elders. Then there was one lady who spent all her retirement savings because the caller told her she had won a trip, but to claim it, she had to pay up in increments.

People ask, "Well, anyone would know not to drain their own funds to some random stranger". Easy to say, but when you get sucked into someone's words, everything becomes believable.

My uncle had gotten a call back in Asia, and on the other line they demanded him hand over money otherwise they will kill his daughter. In the background, you could hear a girl screaming "papa!". In reality, my uncle doesn't have a daughter. So he hung up the phone. Best to keep conversations at minimum and not yell at the other person that you don't have a daughter, otherwise they will continue to provoke you (and remember, they do have your phone number).

The most common one these days are messages from the "CRA" or any big name banks who try to either call you or text you (yes, I've had text messages coming from "banks" saying that I owed them money, even though I don't even have an account with that particular bank). The CRA or banks will never do such things. If in doubt, always walk into a bank and talk to someone there. I'm very weary about doing transactions over the phone or text because I really have no idea who is on the other side.

Anyone who tries to call me or text me to lure me into paying them can kiss my arse. I will hang up on them, but I will probably say a few choice words to them first.

Then there are random charity calls or calls looking for donations. Most of the time they always ask for the head of the household. I usually say I'm a maid and the family is on vacation forever. So they haven't called back much. My other answer was to say the head of the household died, so please stop calling but I don't want that to be a curse, so I didn't use that one.

There was one time I thought the call was an ad for duct cleaning. I said I didn't speak English, and I did it in the most horrible Chinese accent possible. The guy on the other line asked if he could speak to my husband, so I passed it to my dad. It turns out my dad had booked a company for duct cleaning and they were just confirming a time. Failed man. I believe I left the house for the day.

It is also tax return season, so definitely keep your eyes and ears alert for any weird requests for money. When in doubt, go to the bank.

Tuesday, February 21, 2017

What in the world...?

Recently I had this weird situation happen to me.

You've seen/read comics and articles or stories about how people cheat on one another, or that getaway of cheating/breaking trust. Mine isn't like that, but it's one of those precursors that has happened to other people, which led them down a very dark path.

I was walking across the parking lot at work, in a rush to head to a meeting at another sister site, when I saw this car following me. Figured oh, perhaps they are following me to the car so they can take my spot. No problemo.

Then of course, the freaking driver door opens and I recognize (sort of) the person. I couldn't remember his name but I have seen him around at work on various floors. Never really had any conversations with him, except for those courtesy hello and how are you type of things. Otherwise it's not like an in depth conversation about hobbies or when the next menstrual cycle is.

After he swung the door open, while still trying to steer his car, he's all like "Hey! Haven't seen you for a while! How are you!" type of attitude. Of course I was in a rush to get out so I didn't think much of it; said my spot's there, you can take it.

Then of course the next thing he says sort of stuns me. "Hey you know, we should go out for drinks." Errrr. No. I don't know you.

And it's weird, but his reply was "Oh no not like that, but we should still go for drinks and hang out." Then he gives me his business card and tells me to keep in touch.

Yeah. Ladies and gentlemen. That is a precursor to worse things to come, if you act on it.

I ended up throwing the card out because not only am I not interested, but I'm already seeing someone. And if I want to keep that trust going, I won't be meeting up with random strangers to "get to know them". Thankfully I have not seen him at work, and if I do, I will be sure to hide behind walls. There really is no reason for me to sit down and have a longass explanation about why I refuse to go out with him.

If guys/girls cannot accept a no from someone they tried to "hang out" or ask out, then they really need to just look elsewhere. Chasing someone who is already taken will just dig your grave even further.

I don't see anything wrong with hanging out in a group setting, but if it's a random one to one, with one person showing way more interest in someone who is already taken, there is no point meeting up with that person one to one, or a group. The last thing I would want to send out is the wrong message.

Why am I saying it's a precursor to something worse? Because it is. Once you open that door of opportunity to letting this random person into your life, whether it's because you feel bad for saying no or just out of curiosity, it gives that person the chance to make their move as well. Over dinner, over drinks, you get too drunk, one thing leads to another and boom. You just cheated.

But then there lies the double standard.

A guy can try to get to know a girl who has a boyfriend already. He will keep pushing her and be nice to her. Perhaps she will be nice (or feel bad for saying no to his friendship), but once he tries to cross the line and she rejects it, he will call her a b*tch, whore, a cheater, a waste of time. And who knows, perhaps he will spread false rumours about her. All because she rejected him.

Or it would be same scenario, where she allows him to cross the line even though she made it clear she's already taken. Then boom, she just cheated. If the guy was really a dick, he would leave her then tell everyone she's a cheating whore.

So either way, the girl's a whore. Us women can never win. But it goes with the guy too, if you replace the girl with a guy.

I remember a situation where I was already seeing someone (after years of not dating), and I was still trying to learn the ins and outs of it all. One of my dance buddies had asked if I wanted to check out a movie. Not thinking about it, I said sure sounds good. No harm?

As we talked more in the theatre, I noticed he was asking questions as to trying to get to know someone. And that's when I realized, ohhhh my bad. With questions regarding my upcoming plans, I had said I was going to see my boyfriend. And that's when he goes oh, you're seeing someone. That's cool!

I figured I rather just lay it all down right there and then, instead of pretending to drag things along and then worse, someone's feelings.

Anyways, after that it never happened again. Part of me always feels bad when I can't hang out with someone. But it really depends on the situation. If it's someone I don't even know, then I shouldn't feel bad for not hanging out with them. If I don't want to send the wrong message, then I better make it clear from the very beginning. I shouldn't have to write up a speech about why I don't want to hang out with a stranger.

Would I have handled it differently? No because there really isn't anything more simple and clear than "I'm not interested, I have a boyfriend" and walk away.

Friday, February 17, 2017

Chaotic but Blessed

Greetings all you lovely readers.

Well, I've completely missed out on the Valentine's day thing, so happy belated Valentine's to those who celebrate it, and happy single awareness day to those who are still looking for love!

Unfortunately I didn't get a day off on Valentine's day because I was booked to work 16 hours. Lovely. Then when the big bosses ask what I did for Valentine's day, I say I worked for you for 16 hours! Why?! Because you booked me! 

It's funny how I get questions all the time about what I did on the weekend or on a special day, and I say I'm always working because well, it's true. Unfortunately it comes with sacrificing all the free time that I have to work. Then of course they ask why would I do this to myself, then add in "but don't worry, you're still young" (man, I hate that very much).

The other day, I had my head down and one of the client's asked "you have white hair?!". He was pretty shocked, and English is not his first language, so the look of shock on his face was hilarious. He said I was too young to have white hair. True, but that's what stress and lack of sleep does to you.

My months of working these crazy hours is slowly coming to an end. I was fortunate to talk with the manager about downgrading to a casual spot versus being part time. The first sentence she told me was "I'm actually really surprised you survived through this! I thought you would give up a long time ago!" And it's true. I think any normal person would give up after 1 week of working 60-70 hours at 2 jobs combined, and pulling 16 hours each week.

But I wanted to prove that I can do it. A lot of effort comes through showing that you are willing to do this, and are willing to pull through. If you give up right away in the beginning without trying, there's a high chance that you won't get considered for what you prefer. That's what happened previously to people, where they would apply as a part time and get hired as part time, but would say "never mind, this won't work. I need a casual instead" and then never show up for any shifts.

When it came to my turn, my request got denied because of those before me who had done the same and pretty much gave up before they even tried. I guess it's different if you have kids versus no kids. In my case, I had to prove that I could balance 2 jobs: 1 full time but 8 hour shifts, and 1 part time alternating between 8 and 12 hour shifts.

It was a tough journey. The toughest was when I pulled five 16 hour shifts between both sites from Monday to Friday when I first started orientation. I definitely don't recommend it unless you absolutely have to. From that point on, 16 hour shifts became normal. When that becomes a norm, you know you've gotten a little crazy. It's tough to work a 16 hour, sleep for 5 hours, then return the next morning to do another 8 or 16 hours. Highly not recommended.

The point of this story is, don't give up. Pray about it. Reflect on it. I walked in not knowing if I was going to get that casual spot, and brought my resignation letter in case I was denied the spot. You have to be mentally prepared to let go of this journey if it doesn't work out. In the end, I didn't need the letter, but I embraced what was given to me. It just so happened that other casual staff were never working or never worked in months, so they were let go. In return, I got the spot.

Life can be full of surprises. But in the end, if God wants you to take that path, He will guide you along the way.

Mom's birthday is also coming up, which I am super excited about! She is hitting a milestone this year so my plan is to make her birthday and mother's day a memorable one. I already have her gift prepped, which is a Chanel No. 5 perfume and some red pocket. I think she had complained she couldn't find her perfume so I figured buying her another one will make her happy.

Mother's day is still a while away but I have another plan: a Fendi bag. She likes purses but would never be into designer handbags. She thinks I'm crazy already. But she deserves a nice bag, especially after raising me. Come on. She deserves anything. If it wasn't for her and dad, I wouldn't be able to do what I do today. I wouldn't have this education and job. I wouldn't be able to afford these bags, that's for sure. So to show my appreciation, I think mom and dad deserve to be spoiled.

I recently took out my Chanel Emoji bag for a shopping day with the ladies. They were excited to see it and touch it. Shoppers on the other hand, I'm not sure. I've had one compliment it and said she really liked it. The rest just stare at it as though...is that fake? What is that?? So ugly. I guess because it's seasonal and not many people buy it, it's a rare sight, which I definitely like. It's good to be unique and not blend in with the rest. I just wish it was leather on the outside, but so far it's been alright. Haven't dropped anything on it so far (and I don't plan to!).

One of my guy friend's asked about it so I showed him a picture. The look on his face was priceless. It was the most disgusted face he's ever given. I guess it's to each their own. Most of my guy friends would not understand the whole handbag thing. Even I don't understand the hype sometimes, yet I get mesmerized by the colour and style of a bag. And the uniqueness of it.

Recently there was a house in Toronto that got sold over $1.1 million asking. Can you believe it. Over $1 million overasking! How the hell...?? I thought going $30,000 overasking was crazy enough but $1 million?? How do they expect the millenials to afford such homes? This isn't a mansion either. Just a regular bungalow/2 story house max.

When people ask me why I work so hard, I say the housing market is crazy right now. I'm working 70 hours a week, and pretty much everything will go towards the house. You don't have time to even enjoy the house because you're too busy working to pay it all off. They also just announced a 2% increase on property tax. How the hell! We all need a 500% increase on our paycheques but too bad life doesn't work that way. So it makes people overwork, burn out, stress out, and yet all of it going towards an earthly property that when you die in the end, you still can't take it with you.

These damn taxes. These damn housing prices. It's just insane. It needs to stop.

I've also read that Taco Bell is offering a wedding package. You pay $650 and get a bunch of tacos and food, as well as the whole marriage thing (I think this is in Vegas). Anyways I just found that pretty funny. I would be concerned about having diarrhea in my dress.

Alright my brain is mush right now. Time to sleep. Chow Chow!

Wednesday, February 01, 2017

It's February!

What in the world. It's February already?! Where did the time go?! We can never have enough hours in a day.

It's also my birthday week. I've been keeping myself busy with work (yay for time and a half on working on my birthday!), as well as partying it up with friends on my days off. I think I have about 4-5 dinners/hangouts planned for this week alone. Not bad for turning 3 decades old. Another 20 years till menopause. So I can hardly wait!

First celebration I went to RaceSim 1 with the GTA GTR club, located just west of downtown Toronto (on behalf of www.pinnacledriving.com). There are 5 stations where 5 people can race simultaneously and kick each other's butts. The first time you get to do practice laps. Let's just say maybe I was wearing the wrong type of shoes to drive, but I really couldn't brake properly. Oops #1.

Second time we got to race was like a qualifying lap. Again, I was slowly improving but not really. This was the lap where I drove straight into the rest of the racers at a tight corner that everyone was trying to master. I destroyed their dreams by plowing into their asses. The replay was hilarious. You can probably see it somewhere on IG.

Third time it was the race. We had 5 teams, with 2 drivers per team. In between, you have to stop in the pits to switch drivers and they continue the race. So on and so forth. That was the craziest lap. 

Our team didn't win but that's ok. It was all fun and games anyways! Overall it was a cool experience, to drive virtual cars around the track.

The following day I had a gathering at Joey's, where I got caked in the face by a friend as revenge for what I did to him years ago at his birthday. Yes, years ago we had a group of people cake his face, as well as spray sticky webs on him. Pretty fun times. But he never forgot. And of course I was not expecting that at my birthday dinner until I got cake all over my face!

The next few ones are not due yet but will be in the upcoming week. Pretty excited with Winterlicious happening as well!

Alright the next topic is not Trump related (I'm sick and tired of reading all the protests and Trump stuff hitting the news lately) and it's not a topic I like talking about, because it creates so much stupid drama. But here I'll talk about it.

I will talk about it freely, and I don't really care what people think, but it's first hand experience.

Northface Rally. If you're a car fanatic, you've probably heard of this team of cars, based in Toronto, and have a huge following. It's a car club where all the nice, exotic cars go on cruises, photoshoots, you name it.

On the outside, it all looks cool and flashy. But wait till you get to meet the people. It will blow your mind away.

First off, they're not very educated. But yet how do they make money to buy nice cars? Take the easy way. Insurance scams of course. Illegal money. Now I'm not saying ALL of the members are like that. But you just have to be careful of who you meet and what they tell you. To them it's all about the status and flashiness. They have to have the most followers, the most people contributing to toy drives or food banks. The ones that involve the police to "escort" them to their next party.

And so what? You gain popularity and then what? You still got no class.

There was an issue with one guy who owns a GTR but never comes out to the GTR meets. Instead he goes to the NFR meets. Long story short but he had won a mini photo contest and was promised to have delivery of a 1:18 die cast model car as a prize. The host had forgotten at one point, and so this member decided to make a public post about said host being a scammer and not following up on the delivery. Then left the group. He never attempted to reach out to the host privately before beginning a public rant.

Host tried to call him, text him, message him to see when the next available time he can personally deliver the car. But too bad, member was "too busy". Yet to this day he still butchers host about the forgotten die-cast, and continues to post public rants about him. The die-cast was donated to someone who can appreciate it.

Ok seriously. You buy a $100,000 car and you start bitching and whining over a $15 die cast car? What a cheap ass. Grow the hell up. This is why the image of NFR is sh*t because of people like him. This is why the car community is sh*t because of people like him. Because they bitch and whine over stupid sh*t. CRY ME A RIVER SHEESH.

Another issue was having members let go from the club, because they don't own said vehicle anymore, nor do they come out to meets, nor do they have anything positive to contribute to the group. So when they find out they're no longer part of the club, what do they do? Of course, they start posting in public about WAH WAH WAH they got kicked out of the group for "no reason". The reasons are listed above idiot. Learn to read.

The ladies who worship groups like NFR are idiots as well. All they care about is their own images in the world of "modelling" (I call that because it seems like every girl in the world wants to be a model these days. Easy money? Really?). I still love cars, but it's not worth my effort to try and meet these people to see the cars. I can watch it on Youtube and satisfy my hunger.

All in all, these exotic rally groups are just a bunch of whiners. They whine about everything. You own a 100K + car and you still bitch and whine about the stupidest things. Grow the f*ck up. Maybe that's why you'll never find a girlfriend or wife. Some girls actually have class and know who is a gentleman and who's an asshole. Unfortunately most of those fall under the asshole category. Stay away.

Back to real world issues now.

On Sunday, a gunman entered a Quebec City mosque and killed 6 people, with 19 others injured. The gunman is a 27 year old student at Laval University, who is not a Muslim. The reason for the attack remains unclear, although the gunman was labeled as antisocial, as well as having a "passion" for guns.

This comes shortly after Trump's infamous banning of immigrants into USA from Muslim-populated states like Iran, Syria, Iraq, Yemen, Libya, Somalia and Sudan. Shortly after hearing the shootings at the mosque, the press released a statement saying this is the very reason why they needed to have this ban.

Ok wait. First of all, the gunman was NOT Muslim. So how does this help the situation of banning immigrants? It doesn't make any sense. They saw it as Muslims attacking other people. But it was the complete opposite.

I have a feeling the gunman was influenced by the politics in the USA, and having seen that "ban" on Muslims, that it was time to "eliminate" them or that's what he probably believed.

For them to make a national statement like that, using Quebec City as an example of what they're trying to set in the USA, is absurd. Probably the stupidest thing I've heard, aside from the NFR issue above. They are on the same boat of idiocy.

Then I read about this boycotting Uber thing. I had no idea why people were deleting their Uber accounts because I couldn't care less, plus I don't use Uber because I don't like the idea of storing my Visa number on an app/phone that could get stolen any minute. But the issue was, when people found out about the immigration ban, they decided to stage a protest at JFK airport. Now you can imagine all the traffic and what not outside. The city taxis decided to halt service for an hour to stage their protest as well in regards to the ban, because a large amount of them are also immigrants and do not agree with this ban.

Uber on the other hand, decided to drop surge pricing during that time to allow travellers to and from the airport. People saw that as disrespectful, and also a way of "making more cash" or taking advantage of people. People think Uber should've also stopped service and protested as well. So now people are using some hash tag to delete Uber from mobile devices because Uber was disrespectful. People are taking screenshots of their phones and posting it on social media to show they are deleting the Uber app.

PLEASE. CRY ME A DAMN RIVER. REALLY?

I'm sorry but if I had a long ass flight coming back home, I want to go home. I don't want to stay and protest. So you're telling me those people who don't want to protest, can't go home? I'm going to be the selfish asshole now and say screw you all. I'll call a damn Uber if I have to. I'll call whoever I can if I have to somehow get home from a long day.

These days people just protest over whatever they can protest about. I should protest the absurd pricing of Chanel bags because come on, IT'S IDIOTIC! I should protest too about the city waters because it's making my hair go white too early. PROTEST! Or maybe how everything is just so damn expensive these day! PROTEST! Or how come there are so many stupid people around me. PROTEST! BETTER EDUCATION AND MANNERS!

There are some things that are worth protesting about. But there are some that you just...smack your head and wonder what people are thinking sometimes. You just sit and stare at them in awe, like are we part of the same species? Really?

I used to be angry about workplace issues but the nation's attitude and the amount of protesting these days just drive me absolutely nuts and more angry. Did you see the protests shortly after Trump's inauguration? People were destroying public properties and stores. I don't get how that is solving the problem.  If people decide to damage their own country, you'll still be paying the damages via taxes. You'll still be damaging YOUR country/state's image. And people will have no sympathy for you.

There is just too much stupid these days. Might as well raise the next generations as stupids. Before they had Baby Boomers and Generation X/Y. Now it's Generation Stupid.